Written by Canterbury Law Group

Is Chapter 13 Worth It?

Is Chapter 13 Worth It

 

When you have no assets Chapter 7 bankruptcy may be your best choice but when filing Chapter 13 bankruptcy you have the ability to maintain assets that are non-exempt as long as you comply with the Chapter 13 terms and conditions. The main danger of liquidation is the equity you may have in your home. Read on to learn more.

When you have equity greater than the limit of the exemption, the property can be protected but is likely to be liquidated should you file for Chapter 7 bankruptcy. If your state permits federal exemptions to be utilized it can protect just over $25,000 worth of equity. In a chapter the value of your home that is non-exempt becomes part of the estate for bankruptcy permitting the trustee to sell the home and distribute the funds to those owed money.

Chapter 13 bankruptcy is deal when a person does not qualify for Chapter 7 or they have assets in need of protecting. Chapter 13 works like a debt consolidation.

A Chapter 13 case will permit you to make payments to all creditors and you can save your home from foreclosure by maintaining the payments. Another advantage is you will only be required to pay a certain percentage of your debt. For example, if you were ordered to pay ten percent, the other 90 percent will be discharged on completion of the case.

Depending on your assets an income, a Chapter 13 bankruptcy may be best for you especially if you have non-exempt assets you wish to protect and maintain.

Source: https://upsolve.org/learn/is-chapter-thirteen-bankruptcy-worth-it/

Speak With Our Bankruptcy Lawyers In Phoenix & Scottsdale

Canterbury Law Group should be your first choice for any bankruptcy evaluation. Our experienced professionals will work with you to obtain the best possible outcome. You can on the firm to represent you well so you can move on with your life. Call today for an initial consultation. We can assist with all types of bankruptcies including Business BankruptcyChapter 7 BankruptcyCreditor RepresentationChapter 5 ClaimsChapter 13 Bankruptcy, Business RestructuringChapter 11 Bankruptcy, and more.

*This information is not intended to be legal advice. Please contact Canterbury Law Group today to learn more about your personal legal needs.

Written by Canterbury Law Group

What Is Drug Trafficking?

What is a Drug Trafficking

Drug trafficking is the importation, transportation or selling of illegal drugs, also known as drug distribution. It is a federal crime, a felony, and not comparable to drug possession.

Law Overview

Federal law penalizes:

  • The illegal import, transport and selling of what is known as unlawful controlled substances like cocaine, marijuana, heroin, and methamphetamines as well as other drugs that are not legal.
  • Punishment can depend on the quantity and types of drugs, the location of distribution and if minors were the target.
  • Sentences can range from three to five years to life in prison.
  • Drug distribution/trafficking is a felony and you may be charged with this if law enforcement think you were selling. If you had large amounts of cash or drugs on you, you may face distribution charges.
  • This also applies to prescription drug distribution.

Controlled Substances

A controlled substance is a substance governed by state and/or federal law. Classified at different levels, known as schedules:

  • Schedule I: A highly addictive drug with no medicinal benefits and not safe to use.
  • Schedule II: A highly addictive drug with some medical uses and may lead to dependency on the drugs.
  • Schedule III: A drug with only a low potential for misuse, has accepted medicinal uses and a medium risk of dependency.
  • Schedule IV & V: Less potential for drug abuse drugs with well known and accepted medical usages and only small chances for dependency.

Trafficking

State and federal laws need to be taken into account with trafficking situations. Federal law applies if the person crosses state lines but within a state, it will just be state laws, There are many federal drug laws and every state has their own laws. Generally, the laws are aimed at major drug operations but often those lower on the rung end up facing prosecution. Violent criminals have been known to serve less time than a small time drug dealer. Here are some examples of federal penalties:

  • Ten years to a life sentence for 1000 kilos of marijuana, 5 kilos of cocaine or 1 kilo of heroin.
  • Five to forty years for 500 grams of cocaine or 100 grams of heroin.
  • Not in excess of five years for 50 kilos of marijuana.
  • There are stiffer terms that may be imposed if a firearm is involved, or if a person is considered a leader or if bodily injury or death results and if there are prior convictions.
  • Firearm charges cannot run consecutively with drug offenses.
  • States differ in their penalties but for example in Arizona, it is assumed you are distributing if you have a single gram of heroin, 2 lbs of marijuana or 9 grams of cocaine.
  • Although marijuana is legal in some states, state laws still say trafficking over certain amount of marijuana is still illegal even where it is legal to use it.

Obtaining Legal Help

Drug trafficking charges can mean seized assets, a reputation in ruins and hail time. It is a very good idea to speak with an experienced attorney who can help you obtain the best possible outcome.

Source: https://criminal.findlaw.com/criminal-charges/drug-trafficking-distribution.html

Need A Criminal Defense Lawyer In Scottsdale or Phoenix?

Canterbury Law Group’s criminal defense lawyers in Phoenix and Scottsdale will defend your case with personal attention and always have you and your best interests in mind when offering legal solutions. Call today for an initial consultation! We handle criminal defense cases in all areas of Phoenix including Mesa, Tempe, Chandler, Maryville, Apache Junction, and more.

We are experienced criminal defense attorneys and will fight for you to obtain the best possible outcome. Our firm will rigorously represent you, so you can get on with your life. Call today for an initial consultation! 480-744-7711 or [email protected]

*This information is not intended to be legal advice. Please contact Canterbury Law Group today to learn more about your personal legal needs.

Written by Canterbury Law Group

How Much Does a Lawyer Charge For Chapter 7 Bankruptcy?

How Much Does a Lawyer Charge For Chapter 7 Bankruptcy

The average cost a lawyer charges for Chapter 7 bankruptcy is $1,350 with costs varying from $1,200 to $1,500 for the US in 2020. That said, the charges can vary and be greater than this depending on your location, the complications associated with the case and the experience your lawyer has. For example, you may find it costs as little as $4,500 but sometimes can be upwards of $2,200.

Factors Affecting Fees

  • If you live in certain states, Attorneys will charge more for the same services. The cheapest state in the US to file bankruptcy is North Dakota while the most expensive states are Nevada, Maine and New Hampshire, often up to three times as much.
  • Chapter 11 bankruptcies for businesses wishing to continue operations are far more costly and complicated than a Chapter 7 bankruptcy, hence the lower cost of Chapter 7 bankruptcy filing. Chapter 13 bankruptcy is usually somewhere between the price of Chapter 7 and Chapter 11 cases.
  • A simple case where you have just one [profession, simple credit card debt and only basic assets will probably cost less than when you have a spouse, six children, winnings from betting on horses, tax debt, a mortgage, a vacation home in Florida and a wide range of physical assets.
  • An experienced attorney will cost more than an inexperienced one but if your case is complex, it may be worthwhile to have the experienced attorney.

Excessive Fees

Courts do not want people paying too much in attorney fees when they file for bankrupt. An attorney has to disclose the fees charges on a special form called “Disclosure of Compensation.” The appointed trustee reviews this and if they consider excessive fees to have been charged, a motion can be filed requesting the judge to return part of the fee or cancel the fee. The person filing for bankruptcy can also file that charge.

Source: https://www.thebankruptcysite.org/resources/typical-attorney-fees-chapter-7-bankruptcy.htm

Speak With Our Bankruptcy Lawyers In Phoenix & Scottsdale

Canterbury Law Group should be your first choice for any bankruptcy evaluation. Our experienced professionals will work with you to obtain the best possible outcome. You can on the firm to represent you well so you can move on with your life. Call today for an initial consultation. We can assist with all types of bankruptcies including Business BankruptcyChapter 7 BankruptcyCreditor RepresentationChapter 5 ClaimsChapter 13 Bankruptcy, Business RestructuringChapter 11 Bankruptcy, and more.

*This information is not intended to be legal advice. Please contact Canterbury Law Group today to learn more about your personal legal needs.

Written by Canterbury Law Group

How To Divorce a Narcissist

How To Divorce a Narcissist

A narcissist is someone with certain characteristics defining their personality. These may include a desire to be admired, the need to be seen as a good person, a need to be right and to be critical. Further, they often are charismatic but lack remorse and appear bereft of conscience. They are often controlling individuals and their values depend on the scenario they are currently in. They can be masters of emotional manipulation yet be emotionally vacuous. They refuse to take responsibility but hold grudges and have an elevated sense of importance. They often claim to be misunderstood because of their past, begrudge people their success and are disinterested in solving relationship issues.

Read on to learn more.

When one partner in a divorce is a narcissist and the other person a reasonably levelheaded individual it can be the source of great conflict. Add children into the mix and the behaviors of the narcissist can cause the breakdown of communication as the other partner launches into defense mode. To outsiders, this may appear the “reasonable” spouse is creating much of the conflict, but many do not know what it is like to live with someone with this particular personality disorder. The narcissist often has such a need to win they will stop at nothing in destroying the other person to achieve that purpose. Sometimes, the only way to make headway is to confront it head-on.

Look further at some of the traits of a narcissist when you divorce them:

  • They will attempt to retain control and influence your life
  • They may dictate how child support is spent
  • They may dictate terms of child visitation and every other aspect of coparenting
  • They may look to wreak financial, domestic, and financial abuse on you, especially if they sense you are weak, fearful, or sympathetic in any way, promoting their poor behavior

Divorce Coping Tactics

An attorney can help if they are willing to go to bat for you and support you in protecting your legal rights.

Narcissists project their own shame, guilt and fears on to you, no matter how successful you may be. This causes confusion and hostility and plays into their hands. The only aspect you can change is your response to them. To that end, your communications with them need to be careful. Be aware of their tactics and do not give them the answer they seek. Ultimately, the yare trying to make themselves feel better by casting you as the bad person.

The reality is fantasy is the world the narcissist chooses to live in. You must see them for who they are, not who they wish to be portrayed as. Every time you act in a kind way, it will be exploited. A tool a narcissist uses us to make you doubt your value. But be assured you do have self-worth and strength they do not recognize.

A narcissist is no respecter of boundaries and thinks their needs are paramount. But you can hold firm by controlling the behaviors you will allow and not permit. It is not the answer to the problem because the more you confront them, the more it plays into your hands. Communication has to be free from conflict, disrespect, and manipulation, Insist all communication is done via email.

This may not be popular, but it is worth keeping this condition in order to separate yourself from this toxic person.

Through the divorce process, friends and family may not be able to fully empathize even if they have gone through the divorce process because of the personality of your former partner. Therefore, it is critical you retain the services of a divorce attorney who comprehends the multifaceted aspects of a narcissistic personality disorder during the divorce process. A therapist may also be of great help in setting boundaries and assisting with coping mechanisms to maintain them. In the end, the more people you have on your side – the easier you will find this painful process.

 

Source: https://www.mydomaine.com/surviving-emotionally-while-divorcing-a-narcissist-1102458

Need a Family Lawyer in Scottsdale?

Our experienced family law attorneys will work with you to obtain the best possible outcome in your case.  Proven trial lawyers in family court, you can trust the firm to represent you fully so you can get on with your life. Call today for your initial consultation. Our family lawyers can help with divorce litigation, collaborative divorcedivorce mediationchild custodylegal guardianshippaternityprenuptial agreements, and more.

*This information is not intended to be used as legal advice. Please contact Canterbury Law Group today to learn more about your personal legal needs. 480-744-7711 or [email protected]

Written by Canterbury Law Group

How To Beat A Felony Drug Charge

How To Beat A Felony Drug Charge

A felony or multiple felonies can be the outcome when you have been charged with drug possession. So, what can be done to help your cause? A felony drug charge is serious whether it is for the “intention to distribute” or possession. Most people find the legal process bewildering to say the least, read on to learn how you can prepare yourself the right way.

Get Representation And Education

You an represent yourself but the bets option is to get an attorney who specializes in drug charges who has the knowledge to defend people from drug charges to represent you. It is vital you appoint a lawyer as soon as you can. Their experiences and understanding of the system will assist you in comprehending the charges that have been laid against you as well as looking at solutions where the charges may be defeated. You can help by providing the lawyer with the information they need to build the most robust defense possible. Remember the more you can educate yourself about the process, the greater the chances of you working in tandem with your lawyer to get the best possible outcome.

The Fourth Amendment

The fourth amendment explains your rights to not have to suffer what is known as “Search and seizure” of your property and indeed, yourself as well as your vehicle and home. If the police discover drugs or contraband while performing a search and violate your rights as protected by the fourth amendment, the case may be dismissed. Therefore, it is of primary importance to understand the concept of “reasonable suspicion.” Someone’s appearance does not equal reasonable cause for “search and seizure”, for example.

Your Record And Honesty

Your charges are more likely to be dismissed if this is the first time you have ever been arrested. Be honest about your past with the lawyer so they can fight the best case for you. For example, you may have a record, but it could have been a case of you were at the wrong location at the wrong time of day. A deferred prosecution may be an option if you have misdemeanors – whereby if your conduct is upstanding, your case can be dismissed. Therefore, it is of paramount import your lawyer possesses a list of crimes attached to your record so a commendation can be made to impact the decisions made by the court.

Compromising

A plea deal may be an option where it is not possible to obtain a dismissal and you plea to a lawyer charge in return for a sentence that is reduced. Probation is a possibility and if you obey the rules of said probation you can then return to be a free citizen. Jail time may be inevitable, but the time served will be shorter and a lesser sentence may be possible if you agree to enter an alcohol and drug counseling plan. This can be negotiated between the prosecutor and your lawyer.

Beating a Felony Drug Charge

There are solutions to felony drug cases butt with a comprehension of the charges and the laws they apply where you reside as well as honesty about your past and the benefit of an experienced lawyer, you can get the charges beaten or at least get the charges reduced. Canterbury Law Group understands the laws pertaining to drug offenses as well as the charges that result and have great experience is striking deals for their clients or obtaining case dismissals as well as making sure your fourth amendment rights have not been violated.

Source: https://www.hg.org/legal-articles/how-to-fight-drug-possession-charges-31219

Need A Criminal Defense Lawyer In Scottsdale or Phoenix?

Canterbury Law Group’s criminal defense lawyers in Phoenix and Scottsdale will defend your case with personal attention and always have you and your best interests in mind when offering legal solutions. Call today for an initial consultation! We handle criminal defense cases in all areas of Phoenix including Mesa, Tempe, Chandler, Maryville, Apache Junction, and more.

We are experienced criminal defense attorneys and will fight for you to obtain the best possible outcome. Our firm will rigorously represent you, so you can get on with your life. Call today for an initial consultation! 480-744-7711 or [email protected]

*This information is not intended to be legal advice. Please contact Canterbury Law Group today to learn more about your personal legal needs.

Written by Canterbury Law Group

When To Declare Bankrupt

When To Declare Bankrupt

When your faced with mounting debts you are unable to repay or when you are behind with the mortgage and foreclosure is looking or the phone calls from people looking for payment never stops, declaring yourself bankrupt may be a solution. Or is it? Read on to learn more.

If the key is the elimination or reduction of debts bankruptcy may permit you to keep the bill collectors away and save your residence but there are serious things to take into account. You may find it tough to get a loan in the future because of the negative impact on your credit score as well as increased insurance rates and in certain circumstances can make obtaining a job fraught with difficulty. Consider the following:

  • You can escape overwhelming debt by a declaration of bankruptcy, but the results of those actions may last many years
  • Chapter 13 and Chapter 7 bankruptcy remain on your credit history for seven and ten years
  • You may want to contact those you owe monies too prior to filing for bankruptcy to see if there is room for negotiation. For example, there are often programs offered by lenders for those who fall behind on mortgage payments

Bankruptcy Types

  • Chapter 7 bankruptcy also known as a liquidation or straight bankruptcy. A court appointed trustee may sell some of your property and pays those you owe from the creditors and then the debts are discharged. There are exceptions from liquidation, for example, your clothing, your vehicle, the tools of your job, your household property, equity in your home and pensions.
  • Chapter 13 bankruptcy is where a plan approved by a court to make repayments on all or a part of your debt owed over a time period of three to five years. It is also possible to get some debts discharged. You may keep your home as asset liquidation is not mandatory, but payments on the home must be maintained.
  • With both kinds of bankruptcy some debts cannot be discharged, Examples include alimony, certain tax payments, student loans and child support.

Bankruptcy Consequences

You can only file for bankruptcy during certain periods, For example, Chapter 7 bankruptcy can only be filed once every eight years if you have had your debts discharged. It can also have an extremely negative impact on your credit score.

Do You Need A Lawyer?

You can file for bankruptcy without the services of a lawyer. However, it is not a simple process and most people commend the services of a lawyer to help navigate the intricacies of the process.

When To File?

Bankruptcy offers a fresh start, but a good ending is by no means a certainty. Make sure you explore all other avenues of approach before committing to the process. By using credit with caution in the future and ensuring bills are paid before or when they are due, you can restart the building of your credit once more.

Source: https://www.investopedia.com/articles/personal-finance/100714/when-declare-bankruptcy.asp

Speak With Our Bankruptcy Lawyers In Phoenix & Scottsdale

Canterbury Law Group should be your first choice for any bankruptcy evaluation. Our experienced professionals will work with you to obtain the best possible outcome. You can on the firm to represent you well so you can move on with your life. Call today for an initial consultation. We can assist with all types of bankruptcies including Business BankruptcyChapter 7 BankruptcyCreditor RepresentationChapter 5 ClaimsChapter 13 Bankruptcy, Business RestructuringChapter 11 Bankruptcy, and more.

*This information is not intended to be legal advice. Please contact Canterbury Law Group today to learn more about your personal legal needs.

Written by Canterbury Law Group

Can I Get Divorced During Coronavirus?

Can I Get Divorced During Coronavirus

The coronavirus pandemic has impacted every aspect of our daily lives.  And many people may be mystified about what to do when they are considering or in the middle of a pending divorce. Courts are adapting to the new circumstances; video and online conferencing is becoming extremely popular and people can still get divorced. Read on to learn more.

Researching Divorce Options

Let us have a look at some of the ways you can communicate with your soon to be former partner.

Pro Se / Self-Represented

This is where the parties agree everything among themselves and file all the needed paperwork individually. Usually this is only done in very simple situations such as marriages less than 5 years, marriages without children or marriages where no meaningful wealth was accumulated.

Private Mediation

When divorcing and mediating, a third party agreed between the two principal parties leads communication to reach an agreement for settlement. A party may choose to retain the services of an attorney for advice and documentation review to serve both as a mediator and counsel.  Mediation is far more peaceful and typically less expensive than conventional litigation for a divorce.

Collaborative Process

A team of trained professionals works for each individual spouse including two collaboratively trained attorneys, an independent financial advisor, communications coach, adult counselor, or child specialist/advocate (if required) meet as a unified team with the two parties to develop a settlement. It is agreed litigation will not take place even when a settlement cannot be obtained.  Collaborative divorce can usually be completed within 120 days at 50% less cost compared to conventional court house litigation dissolutions.

Traditional Attorney-to-Attorney

Where two attorneys work and structure out a settlement on behalf of the parties and often try to dissuade the two parties from communication during the process of divorce.

Determining the best course of actions for you is key and you can look online and also go through reviews at state organizations specializing in mediation. Reach out to a few divorce lawyers, discuss the circumstances, and go from there.

Your Professional Team

Normally each spouse retains an attorney who has family law experience. Expense is always a factor. Similar to a primary care doctor, it is vital to feel comfortable with your divorce attorney. You may also retain a financial professional with a background in divorce who can help with financial calculations as well as a coach or counselor for psychological aspects of the process.

Financial Information

It is important to gather all of your financial details together. This would include tax returns, wage slips, investment and bank accounts, pensions, retirement plans, real estate, and business interests as well as debts like student loans, car loans, mortgages, credit card debt and such like. Much of this can be assembled online. However assessing the values of assets can be fraught with contention, so information may have to be updated or changed during the process of negotiation.

Budget

While you are mainly homeward bound, now is a good time to create a budget for your post-Decree life. This will assist in comprehending how much money you need to live on as well as assessing what will be the requirements for spousal support and support of a child or children as part and parcel of the agreement. It may well be your spending priorities have changed currently, e.g. spending less on eating out and gasoline but more on groceries and home utilities. This will have to be updated over the passage of time, so it is a good reflection of your needs and lifestyle options in seeking a fair settlement from your spouse.

Living Arrangements

Your budget may necessitate changes to your living arrangements. Real estate sales are still ongoing and oddly values are continuing to go up, but housing values may also lose value during the Coronavirus pandemic. So, having the latest real estate pricing information is key whether you are buying out your spouse, you are both selling the house, or you are looking to buy a new residence post-Decree.

Parenting

Even amicable divorce can have issues coming to grips with a viable post-Decree parenting plan. Right now, that ay have to be arranged through video and phone meetings and where children are involved, privacy may be an issue. With everyone residing under one roof, finding time that is not disturbed with your kids can be a challenge.

Logistics

The two spouses will have to decide whether to go ahead with divorce proceedings during the current pandemic. Even video conferencing may not always be possible as more and more people are having to stay at home. Once in person meetings are permissible, you will have the option of a video conference, or everyone masked up, meeting in person. Some video conferences allow break-out rooms, permitting private conversations.

The Coronavirus may be part of our lives for some time to come. If you go ahead with a divorce, you will have to be patient as some things will have to be handled differently that in the past. But with the right support, you can move forward with your life.  Most cases can still be resolved in 6 to 12 months.

Source: Tighe, Janet, and Susan Miller. “7 Tips to Smoothly End Your Marriage in the Age of Coronavirus, Where Divorce Is Harder than Ever.” MarketWatch, MarketWatch, 29 May 2020, www.marketwatch.com/story/divorce-during-the-pandemic-is-harder-than-it-already-is-heres-what-you-need-to-know-2020-05-27.

Need a Family Lawyer in Scottsdale?

Our experienced family law attorneys will work with you to obtain the best possible outcome in your case.  Proven trial lawyers in family court, you can trust the firm to represent you fully so you can get on with your life. Call today for your initial consultation. Our family lawyers can help with divorce litigation, collaborative divorcedivorce mediationchild custodylegal guardianshippaternityprenuptial agreements, and more.

*This information is not intended to be used as legal advice. Please contact Canterbury Law Group today to learn more about your personal legal needs. 480-744-7711 or [email protected]

Written by Canterbury Law Group

What Is Divorce?

What Is Divorce

Here are some of the most frequently asked questions regarding divorce. In basic terms, a divorce is an action sanctioned by law that ends the marital relationship between two parties. Sometimes known as a dissolution, it legally brings a marriage to a conclusion before either spouse dies.

According to Justia, “A divorce is a legal decree that ends a marriage before the death of either spouse. During a divorce proceeding, a court may resolve issues of child custody, division of assets, and spousal support or alimony. After a divorce becomes final, the parties are no longer legally bound to one another, and are free to remarry or enter into a domestic partnership with another person.”

Uncontested Divorces

This is the best choice if both parties are agreeable. The parties work alongside each other regarding the terms and file the appropriate court papers to solemnize the divorce proceeding. Most likely you will not be required to attend court and there will be no trial, no judge, no waste of time or money.

Contested Divorces

When an agreement cannot be reached because of there being too many disputed matters, a judge makes the final call when you proffer the issues to him or her in court. Information will be exchanged, and settlements will be negotiated. If no resolution can be reached, it will go to a court trial and it will be essential to speak with a lawyer to help you advance your case.  Get ready to spend money.

Collaborative Divorces

In these cases, both parties each hire legal representation and they work in active and mutual cooperation to try to settle the outstanding issues. Each party agrees to the 100% disclosure of information for negotiations and meets with one another with the purpose of obtaining agreeable terms.  Most collaborations can conclude within three to four group meetings.  If this fails, both parties will agree to use different legal representation if you go to trial to resolve your case.

No Fault Divorces

This is often known as divorce because of “irreconcilable differences.” – The genesis of this was the thought one of the parties may vacate the marriage and can do so independently of the other party.  Put another way, if one party wants a divorce, you cannot force them to remain married.

Default Divorces

When one party fails to respond to the divorce petition, the court may grant a divorce by default. For example, when one party cannot be located and takes no part in the legal proceedings eventual a default decree can be entered against the non-participating party.

Legal Separation

Overwhelmingly similar to a divorce, papers are filed with the court and a court will make outstanding decisions for both parties and allocate all assets and liabilities. When this has been completed, both parties are still married but separated from a legal standpoint, therefore abrogating responsibility for one another.  Many couples choose this option to maintain healthcare insurance for the other party post-separation.  At any time during a legal separation, either party can ‘convert’ the case to a marital dissolution.

Purpose And Process

So, a marriage can be ended, the parties and the court have to handle property division, issues of child custody, child support, alimony as well as the splitting of assets and debts. It is the presumption of state laws that each party is responsible for fifty percent of everything including debts. Property that is non-marital and meant for just one person will not be split during the divorce.

Marital Property

Unless otherwise shown all property acquired during marriage is considered to be marital community property – even if held in just the name of one party. Property brought into the marriage relationship is considered the same dependent on the duration of the marriage and the kind of property it may be. In certain circumstances, the court may attribute it to one party or the other. Courts have the aim of being fair to both sides and each party has the responsibility of fully disclosing all the relevant information so the court can make that determination to allocate the marital estate.

Spousal Support

Alimony, also known as spousal support may be ordered by the court in circumstances where the health and age of the parties as well as the marriage duration and living standards come into question. This is separate from child support. Spousal maintenance may last for only a few years or for a period with no end date. Should circumstances change for either party it may be further reviewed, or be terminated by the court.

The Attorney

Although a party may always represent themselves, if there are outstanding issues regarding a child, children, property, debts, assets, or alimony, it is incredibly wise to have the assistance of an attorney. Keep in mind an attorney can only represent one of the parties involved in the divorce or legal separation.

Source: Emily Doskow, Attorney. “The Different Kinds of Divorce.” Www.divorcenet.com, Nolo, 7 Apr. 2013, www.divorcenet.com/resources/divorce/the-different-kinds-divorce.htm.

Need a Family Lawyer in Scottsdale?

Our experienced family law attorneys will work with you to obtain the best possible outcome in your case.  Proven trial lawyers in family court, you can trust the firm to represent you fully so you can get on with your life. Call today for your initial consultation. Our family lawyers can help with divorce litigation, collaborative divorcedivorce mediationchild custodylegal guardianshippaternityprenuptial agreements, and more.

*This information is not intended to be used as legal advice. Please contact Canterbury Law Group today to learn more about your personal legal needs. 480-744-7711 or [email protected]

Written by Canterbury Law Group

Who Gets To Stay In The House During A Divorce?

Who Gets To Stay In The House During A Divorce?

With the exception of when a restraining order is in play that orders a person to stay away from their property, child, children, or spouse, anyone can legally keep living in their house that they either own on their own or co-own with their spouse. Read on to learn more.

People have different comfort levels and obviously many will choose to leave to prevent further marital problems. But if you are on the title or lease to the property, you have the right to stay there from a legal standpoint as long as there is no evidence of harassment, domestic violence, or criminal activity.

Moving Out Can Be A Mistake

When a man moves out, he may have just opened himself up to problems especially if papers are yet to be filed – this is, even more, the case when the man has a child or children. It is vital not to leave on a voluntary basis as that can sometimes be seen as abandonment – even if you think your reasons are justifiable. It may be suggested it is a good idea to leave to reduce the amount of stress to a child or children by your spouse. They may also promise ample parenting time but none of this can be guaranteed and if you are on the mortgage or lease, you have a right to stay at your home.

Even with a protective order in play, there is far more potential for conflict by removing yourself from the home as well as the breakdown of family routine than can impact a child or children.

When you leave the home on a voluntary basis it can send the message to the court that daily interactions with your child or children are not a high priority for you. However, it looks particularly good when you can show the court how much you are involved in the lives of your child or children and how that is the main priority by staying and having the other parent leave.

When you leave the home that may carry over into court orders while the divorce case is getting underway and may work against you if the present arrangement works when shown to the court. This may result in you paying far more in child support and having limited access to your child or children.  Put simply, stay put, until your lawyer says otherwise.

Comfort And Safety

If you are at risk of domestic violence in the home, leaving maybe the safest thing to do and that may include taking a child or children with you. But a temporary custody order must be obtained from a court as soon as possible, so kidnapping accusations cannot be leveled against you. In situations where there is no violence, it is still of primary importance that child custody be foremost. It may be necessary for a court to approve parenting time when a parent moves out. As soon as this can be done the better it will be for your future parenting prospects.

Custody Of A Child Or Children

In instances where a child or children has remained in the family home, it increases the chances the Judge will maintain that position to prevent disruption. This can be avoided with a parenting agreement written by the parents before one of them leaves, the establishment of a schedule for parenting, and the agreement that no parent is giving up their rights.  The parenting agreement however must then be submitted to the Court for the judge’s signature to be binding and enforceable.

My Spouse Wants A Divorce Should I Move Out?

When possible stay in the marital home, in the long run it increases your likelihood of the best possible outcome. If you can find a way to coexist it really is for the best. Move to a new room, avoid un-needed interactions, and keep being part of the lives of your child or children.  Do not bring new romantic partners to the home, this confuses the children and causes your current spouse to likely escalate the litigation.

Source: Cordell, Joseph E. “The #1 Divorce Mistake Men Make.” HuffPost, HuffPost, 19 Aug. 2014, www.huffpost.com/entry/moving-out-after-divorce_b_5510895.

Need a Family Lawyer in Scottsdale?

Our experienced family law attorneys will work with you to obtain the best possible outcome in your case.  Proven trial lawyers in family court, you can trust the firm to represent you fully so you can get on with your life. Call today for your initial consultation. Our family lawyers can help with divorce litigation, collaborative divorcedivorce mediationchild custodylegal guardianshippaternityprenuptial agreements, and more.

*This information is not intended to be used as legal advice. Please contact Canterbury Law Group today to learn more about your personal legal needs. 480-744-7711 or [email protected]

Written by Canterbury Law Group

What Is The Downside Of Filing For Bankruptcy?

What Is The Downside Of Filing For Bankruptcy

You can obtain a new financial start with bankruptcy, but it is a matter to be taken seriously. Understanding the decisions, you make may have consequences is especially important before you commence bankruptcy.

Long Time Effects

When you apply for a loan of $150,000 or more, your bankruptcy will appear on your credit report for longer than the standard ten years. How this impacts your credit will be determined by your credit status prior to filing. If your credit was poor it will not matter as much, if it was good, it may cause a severe decline in your credit score.

Sometimes bankruptcy can help you improve your credit score more rapidly than people who do not file for bankruptcy. By addressing your debt to income ratio, paying bills on time, and developing a positive financial outlook as opposed to not filing and mounting up late payments, repossessions, and delinquencies.

Mortgage And Car Loans

You will have to wait for a while when you have filed bankruptcy to obtain a car loan or a mortgage and more than likely you will have higher interest rates to pay on the loan.

Bankruptcy Discharges

Usually:

  • When completing a Chapter 7 Bankruptcy you cannot get another for eight years.
  • When completing a Chapter 7 Bankruptcy you cannot obtain a Chapter 13 Bankruptcy for four years.
  • When completing a Chapter 13 Bankruptcy you can’t get a Chapter 7 Bankruptcy for six years.
  • When completing a Chapter 13 Bankruptcy you cannot get a Chapter 13 Bankruptcy for two years.

This may cause issues in the future. For example, if you declare Chapter 7 Bankruptcy and fall on hard times, you cannot file again until the time limits have expired.

Non-Dischargeable Dates

Not all debts can be discharged in bankruptcy, such as:

  • Recent tax debts.
  • Student Loans.
  • Alimony
  • Child Support.

Source: Nolo. What Is the Downside of Filing for Bankruptcy? 4 Sept. 2014, www.thebankruptcysite.org/resources/bankruptcy/filing-bankruptcy/what-is-the-downside-in-filing-for-bankruptcy.

Speak With Our Bankruptcy Lawyers In Phoenix & Scottsdale

Canterbury Law Group should be your first choice for any bankruptcy evaluation. Our experienced professionals will work with you to obtain the best possible outcome. You can on the firm to represent you well so you can move on with your life. Call today for an initial consultation. We can assist with all types of bankruptcies including Business BankruptcyChapter 7 BankruptcyCreditor RepresentationChapter 5 ClaimsChapter 13 Bankruptcy, Business RestructuringChapter 11 Bankruptcy, and more.

*This information is not intended to be legal advice. Please contact Canterbury Law Group today to learn more about your personal legal needs.

1 33 34 35 36 37 45